KOHO - All required important information of a leading money transfer service provider (2025)
Pros and Cons, Brief Summary and much more information
What we like about
- Most international transfers arrive within about 30 minutes for many corridors, with clear ETA shown before you send
- Supports transfers from Canada to 190+ countries
- Live, competitive exchange rates with transparent pricing and no hidden FX markups
- Fully integrated in the KOHO app, so no separate remittance account or provider login is required
- Can send to bank accounts and, in supported countries, to popular digital wallets
What we don't like about
- Only available to verified KOHO users in Canada
- Transfer limits are relatively modest: 10 CAD minimum, 5,000 CAD daily cap and 15,000 CAD monthly cap
- No cash pick-up option
- Fees are variable by corridor
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KOHO is a Canadian fintech platform that lets users send international remittances directly from their KOHO account, making it easy to send money from Canada to Pakistan. With support for over 190 destination countries and a simple in-app flow, KOHO aims to be a convenient, everyday option for international transfers from your phone or web browser.
For remittances from Canada, KOHO offers competitive, live exchange rates from undefined to undefined and transparent, upfront fees with no hidden markups. Most transfers complete in around 30 minutes, although some can take longer depending on the recipient’s bank and compliance checks. Transfers are funded from your KOHO balance and paid out to recipient bank accounts or supported digital wallets, with a minimum transfer amount of 10 CAD and typical limits of up to 5,000 CAD per day and 15,000 CAD per month.
Because KOHO’s International Money Transfer is embedded in a broader spending, saving, and credit-building app, it works best for users who already use KOHO as their primary everyday account in Canada and want a fast, app-first way to send money to family and friends in Pakistan.
How to send money from Canada to India (CAD to INR)
Sign up or log in to a KOHO account (Essential, Extra, or Everything) via the KOHO app or website.
Add funds to your KOHO account (for example, via Interac e-Transfer, direct deposit, or debit card load) so you have enough CAD balance to cover the transfer.
In the KOHO app, tap “Send Money,” then choose “Send internationally.” On web, go to the Send Money section and select International transfer.
Select the source and destination countries, choose the payout method (bank transfer or digital wallet where available), and enter the amount you want your recipient to receive.
Add or select your recipient, entering their full name and required bank or wallet details exactly as requested.
Review KOHO’s service fee, the live exchange rate, the final amount your recipient will receive, and the estimated delivery time. Confirm the details to send the transfer.
Track the progress of your transfer in the History or Transfers section of the KOHO app, and let your recipient know once the funds arrive.