WISE CHF to INR: Fees, Exchange Rate, Transfer Speed, and Limits (2026)

WISE is one of the best ways to send money from the Switzerland to India (Swiss Francs to Indian Rupees). In this guide, we explain WISE’s fees, exchange rate, delivery speed, payout methods, transfer limits, and the main pros and cons. Use this detailed guide to make an informed decision before sending money to India from Switzerland.

Overall Rating : Is it safe and reliable for international transfers?

Is Wise a good choice overall?

Wise is a top-tier choice for international transfers, widely praised for its transparency and mid-market exchange rates. Millions of customers use it for its reliability and lack of hidden fees. While it may not always be the absolute cheapest for every single corridor compared to some aggressive competitors, its consistency and user trust make it a benchmark in the industry.

App usability and sending flow

The Wise app and website are industry leaders in UX, offering a clean, intuitive interface that makes sending money incredibly simple. New users find onboarding smooth, and features like the price calculator provide instant clarity on costs. Verification is generally handled efficiently within the flow.

Fees, FX rate competitiveness, and transparency

Wise built its brand on transparency, charging a low upfront fee and using the real exchange rate (mid-market rate) without a markup. This usually results in significant savings compared to banks. Users always know exactly what they are paying, though for some specific large transfers, flat-fee competitors might occasionally edge them out.

Delivery time consistency and delay risk

Transfers are fast, with over half arriving instantly or within an hour. The 24-hour estimate is a conservative reliable baseline. Delays are rare and usually linked to banking hours or standard security checks, but overall consistency is very high.

Customer support quality and issue resolution

Support is generally effective with comprehensive help centers and responsive channels. While most users never need it due to the seamless product, those with complex compliance issues sometimes report slower resolution times, which is typical for regulated financial services.

Pros and Cons of

What we like about

Transfer amount as low as $2
Transparency in fees/conversion rates
Offers online fees calculator
Quick transfers within 24 hours
Wire transfer up to $1,000,000
Excellent customer reviews
Pay by debit card up to $2000 for fees of around 0.744% plus Wise fees around 0.7%

What we don't like about

Less favorable exchange rates than major competitors
0.7% Wise fees in addition to transfer fees on all transactions

Fees, Timelines, sending methods and contact information

Transfer Fees	$1.17 USD + 0.8% of transaction amount on $1 to $8,890 USD
Transfer Time	4-5 Days
Max Transfer Amount	$8,890
Min Transfer Amount	$1
Sending Methods	Direct Debit (from the Bank Account)
Receiving Methods	Direct Bank Deposit
Referral Program	Yes
Customer Support Info	Email: support@transferwise.com Phone: +1-888-908-3833

Wise is a trustworthy worldwide remittance service provider that presents attractive exchange rates for converting Swiss Franc to Indian Rupee, enabling individuals to transfer money from Switzerland to India. The organization prioritizes customer satisfaction and assures secure transactions. With its effective payment methods, Wise is an excellent choice for sending money abroad and has received positive reviews from its customers. As a dependable peer-to-peer currency exchange platform, Wise offers a prompt, secure, and reasonably priced resolution for those who need to make international money transfers.

Wise offers several payment methods with best CHF to INR exchange rates. You can either choose to make a card payment, that is, you can use both debit or credit card, or you can choose direct debit or bank ACH. The receiver will get the funds in their bank account, as they do not have any cash pick-up points in India. Irrespective of the payment method, the receiver will get the fund in their bank account in about 4 to 5 business days. Wise charges a fee of $1.17 USD plus 0.8% of the transaction amount for Direct Debit transfers.

Wise is a reliable enterprise that provides remittance services globally, with appealing exchange rates for converting Swiss Franc to Indian Rupee, and also offers referral programs and loyalty promotions to its current customers who plan to send money to India.

How to Send Money with from Switzerland to India (CHF to INR)

Steps to Send Money from Switzerland to India (CHF to INR)

Sign up/Login for an account on the Wise Website or mobile app
Create an account if you’re a first-time user by clicking “Sign Up”, otherwise click “Log In”
Fill out basic information and click “Continue”
Enter the “PIN” received on your email ID & click “Continue”
Select the country in “Send to”, enter the “Send amount”, check “Transfer fees” & Click “Continue”
Fill out “Recipient’s Basic Information”, “Payment Details” & Click “Continue”
Review and Confirm “Sending Details”, “Receiving Details”, “Payment Details”, “Delivery Time”, “Transfer Summary” & Click “Continue”
Visit here to get all required information about Wise

Frequently Asked Questions about (CHF to INR)

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What is the maximum I can transfer with Wise?

What is the minimum amount I can transfer with Wise?

What are the payment methods that Wise supports?

What are the receiving methods that Wise support?

At what rate will Wise transfer my money?

Can I cancel my transfer with Wise?

Does Wise have a mobile app?

What are Wise’s Customer Service details?