XE CHF to INR: Fees, Exchange Rate, Transfer Speed, and Limits (2026)

XE is one of the best ways to send money from the Switzerland to India (Swiss Francs to Indian Rupees). In this guide, we explain XE’s fees, exchange rate, delivery speed, payout methods, transfer limits, and the main pros and cons. Use this detailed guide to make an informed decision before sending money to India from Switzerland.

Overall Rating : Is it safe and reliable for international transfers?

Is XE a good choice overall?

XE is a highly trusted name in currency data and remittances, particularly strong for larger bank-to-bank transfers. With no transfer fees and high limits, it serves professional and expat needs well. It lacks cash pickup options, limiting its use for unbanked recipients.

App usability and sending flow

The clean, professional interface reflects its data-centric roots. Setting up transfers is straightforward, and the app provides excellent rate tracking tools. It feels more corporate than consumer-fun, which suits its target audience.

Fees, FX rate competitiveness, and transparency

XE charges no transfer fees, which is great, but they earn from the exchange rate spread. While their rates are competitive, especially for major currencies, they aren't always the absolute best compared to 'at-cost' providers. Rate variability based on amount is a factor to watch.

Delivery time consistency and delay risk

Timelines are standard for international wire transfers (1-4 days). They are reliable but not instantaneous, as they depend on the SWIFT network and banking partners.

Customer support quality and issue resolution

Support is a strong point, with 24/7 availability and a reputation for professionalism. This is crucial for users moving larger sums who need assurance and human interaction.

Pros and Cons of

What we like about

No transfer fees
Competitive exchange rates
24/7 customer support
Fast transfer times
Wide range of supported currencies
User-friendly interface
Transfer amount as low as $1

What we don't like about

No cash pick-up facility in India
Lower exchange rates for fast transfers using debit cards and wire transfers
Exchange rates may vary based on the amount

Fees, Timelines, sending methods and contact information

Transfer Fees	No transfer fees
Transfer Time	1-4 days
Max Transfer Amount	$30,000 or equivalent(This limit may vary based on the transfer method and the country)
Min Transfer Amount	$1 or equivalent (This limit may vary based on the transfer method and the country)
Sending Methods	Direct Debit (from the Bank Account) Debit card Credit card (Not recommended-Remittance often treated as cash advances) Wire transfer
Receiving Methods	Direct Deposit to the bank account
Mobile App	Yes Check here
Referral Program	Yes
Customer Support Info	Email: yoursay@xe.com Phone: 1-877-932-6640 (Mon to Sun; 24 Hours)

XE Money is a trustworthy worldwide remittance service provider that presents attractive exchange rates for converting US Dollar to Pakistan Rupee, enabling individuals to transfer money from the USA to Pakistan. The organization prioritizes customer satisfaction and assures secure transactions. With its effective payment methods, XE Money is an excellent choice for sending money abroad and has received positive reviews from its customers. As a dependable peer-to-peer currency exchange platform, XE Money offers a prompt, secure, and reasonably priced resolution for those who need to make international money transfers.

XE Money offers several payment methods with best USD to PKR exchange rates. You can either choose to make a card payment, that is, you can use both debit or credit card, or you can choose direct debit or bank ACH. The receiver will get the funds in their bank account, as they do not have any cash pick-up points in Pakistan. Irrespective of the payment method, the receiver will get the fund in their bank account in about 4 to 5 business days. You can send up to $30,000 or equivalent (This limit may vary based on the transfer method and the country). There is no transaction fee for the direct debit transfer method. A noteworthy point is that the card transfer may not have competitive exchange rates compared to its counterparts, and the currency exchange rate may vary depending on the amount being transferred.

XE Money is a reliable enterprise that provides remittance services globally, with appealing exchange rates for converting US Dollar to Pakistan Rupee, and also offers referral programs and loyalty promotions to its current customers who plan to send money to Pakistan.

How to Send Money with from Switzerland to India (CHF to INR)

Steps to Send Money from Switzerland to India (CHF to INR)

Sign up/Login for an account on the XE Website or mobile app
Create an account if you’re a first time by clicking “Get started”, otherwise click “Sign In”
Enter your “Email” and create a “Password” of your choice. Click “Register Now”
Enter the code received on your email ID & click “Verify”
Fill out your basic information & click “Next: Your details”
Fill out a few additional details & click “Next: Your requirements”
Enter an approximate amount you’d be transferring in a year, check XE Money Transfer “Terms and Conditions” & click “Open Your Account”
Enter the “Amount” you’d like to send. Check the “Receivable amount”, “Fees”, “Estimated cost” & click “New Transfer”
Fill out “Recipient’s Basic Information”, “Bank Details” & Click “Continue”
Select “Payment Method” for payment and click “Continue”
Select your “Bank” for payment, complete the payment process & click “Continue”
Review and Confirm “Sending Details”, “Receiving Details”, “Payment Details”, “Delivery Time”, “Transfer Summary” & Click “Confirm transaction now”

Frequently Asked Questions about (CHF to INR)

undefined (CHF to INR) FAQs

How much fees does XE charge?

How long does it take to send money online with XE?

What is the maximum I can transfer with XE?

What is the minimum amount I can transfer with XE?

What are the payment methods that XE supports?

What are the receiving methods that XE support?

At what rate will XE transfer my money?

How do I set up a transfer with XE?

Can I cancel my transfer with XE?

When is the best time to set up a transfer with XE?

Does XE offer a cash pick-up facility?

How secure is my transaction with XE?

Does XE have a mobile app?

What are XE’s Customer Service information?