Send Money to Pakistan
Compare 15+ money transfer services to Pakistan. Find the best USD to PKR exchange rates, lowest fees, and fastest delivery via Bank Transfer, JazzCash, Easypaisa.
How to Send Money to Pakistan in 2026
Pakistan receives approximately $30 billion in annual remittances, making it one of the top 5 recipient countries globally. The majority comes from Gulf countries (UAE, Saudi Arabia, Kuwait) and the UK/USA.
Ways to Receive Money in Pakistan
Bank Transfer
Direct deposit to any Pakistani bank via RAAST
JazzCash/Easypaisa
Mobile wallet transfer for instant access
Cash Pickup
Collect at HBL, UBL, or Western Union locations
Why Compare Money Transfer Rates to Pakistan?
The Pakistan corridor has seen significant digital disruption with mobile wallets like JazzCash and Easypaisa gaining popularity. This has increased competition and improved rates for senders.
Best Money Transfer Services to Pakistan
Top providers include Wise (best rates), Remitly (fast and reliable), WorldRemit (multiple delivery options), and Western Union (widest network).
What to Consider When Sending Money to Pakistan
Exchange Rate
Compare rates to the mid-market USD/PKR rate. Even 0.5% difference saves $5+ on larger transfers.
Transfer Fees
Fees range from $0 to $10+. Watch for hidden costs in exchange rate margins.
Transfer Speed
Express: Minutes. Standard: 1-2 days.
Security & Regulation
Use licensed services regulated by State Bank of Pakistan (SBP). All RemitAnalyst providers are verified.
Top Money Transfer Services to Pakistan
Compare fees, exchange rates, and transfer speeds from trusted providers
| Provider | Rating | Speed | Fees | Highlight | Action |
|---|---|---|---|---|---|
#1Wise | 1-2 days | Low fees | Best exchange rates | Compare | |
#2Remitly | Minutes | From $0 | Fast delivery | Compare | |
#3WorldRemit | Minutes to days | Low fees | Many payout options | Compare | |
#4Western Union | Minutes | Varies | Global network | Compare | |
#5Xoom | Minutes to days | From $0 | PayPal backed | Compare | |
#6XE | 1-4 days | No fees | No transfer fees | Compare |
Frequently Asked Questions About Sending Money to Pakistan
Everything you need to know about international money transfers
The best way depends on your priorities. For the best exchange rates, consider Wise or Remitly. For speed, Western Union or MoneyGram offer instant transfers. Compare all options on RemitAnalyst to find the best deal for your specific transfer amount.
Transfer times vary by provider: Bank transfers typically take 1-3 business days. Services like Remitly and WorldRemit can deliver within minutes to hours for cash pickup. Wise usually takes 1-2 business days for bank deposits.
Fees vary significantly between providers. Some charge a flat fee (e.g., $3-$10), while others take a percentage of your transfer (0.5%-3%). Many providers also include a margin in their exchange rate. Always compare the total cost including fees AND exchange rate on RemitAnalyst.
For larger amounts, Wise often offers the best rates with transparent fees. For smaller amounts, Remitly or Xoom may be cheaper. The cheapest option depends on your transfer amount, so always compare on RemitAnalyst before sending.
Yes, most money transfer services accept bank transfers (ACH in the US) as a funding method. This is often the cheapest option. You can also use debit cards, credit cards (higher fees), or cash at agent locations.
You'll typically need: recipient's full name (as on their ID), bank account number and IFSC/SWIFT code (for bank deposits), or their phone number and address (for cash pickup). Some services require recipient's ID number.
Yes, when using licensed and regulated services like those compared on RemitAnalyst. All major providers use bank-level encryption and are regulated by financial authorities. Always use official websites or apps.
Exchange rates fluctuate constantly. RemitAnalyst shows live rates from multiple providers so you can compare and find the best rate for your transfer. The mid-market rate is the fairest benchmark to compare against.
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