How to Send Money Through Walmart?

Updated on: 2022-12-23 - 2 mins read

Walmart works with MoneyGram, Ria, and Western Union to offer wire transfers in the US and abroad. We'll talk about how to wire the money at Walmart, how much it costs, and how long it takes.

How does Walmart's money transfer work?

Walmart offers two main ways to send money by wire. Walmart2Walmart works with Ria to make domestic payments in the US, which includes Mexico and Puerto Rico. Walmart2World is its service for sending money abroad. It works with MoneyGram to do this. As of 2021, Walmart and Western Union are working together on the Walmart2World service, but Western Union still has its transfer service.

For international transfers, you can send money for cash pickup or straight to the recipient's bank account, debit card, or mobile wallet. The services you can get depend on where you're going. The services available depend on the destination country. If you want to send money online with Walmart, you will be sent to a website on which MoneyGram and Walmart work together. You can also ask for wire transfers in person. Go to their website to find the Walmart store closest to you.

How to send money to Walmart online?

To send and receive money through Walmart, you and the person you send money to will need a photo ID, like a driver's license or passport. How it works is as follows:

1. Create an account or sign in to your existing account

If you've never used the Walmart service, you'll be asked to enter information like your full name (as it appears on your ID) and home address.

2. Select a recipient

Then, you'll need to fill in the recipient's information, such as their first and last names, country, and state or province where they live.

3. Pay for the move

In the next step, you'll be asked to choose how to send the money. Cash pickup is the most common way; you can usually do it in just a few minutes. On the next screen, you will type in the money you want to send.

4. Give the money to them

When you click "Get total," you'll see the different ways you can pay for this transfer, such as with a bank account, debit card, or credit card. Walmart will then show the transfer fee and the total amount it will cost to send your money. The last step is to confirm your identity by giving more information about yourself. After that, you'll ensure the wire's details and send the money.

Is there any transaction fee?

The cost of wiring money through Walmart depends on whether you're sending money within the country or to another country. It is because Walmart works with many different services.

Looking at their website, you can get an idea of how much it will cost to send money online. In general, these are Walmart2World's transfer fees:

  • $4 to send or receive less than $50
  • $8 to send between $51 and $1,000
  • $16 to send between $1,001 and $2,500.

Then, Walmart will add the exchange rates to that amount to give you your final total.

By when will the recipient receive the funds?

Depending on how you pay and collect, the funds could be ready in as few minutes or as long as four business days. If you pay for the wire transfer with a debit or credit card, the money is usually ready to be picked up a few minutes after the transaction is complete. But bank transfers can take 3–4 business days to get there.

How long do you have to go to Walmart to get wired money?

MoneyGram and Western Union say one should pick up cash transfers within 90 days for international payments. Conversely, Ria usually says one should pick up cash transfers within 21 days. But before you confirm the price, you'll need to carefully check the time limit for your transfer so that it stays active.

Can I pick up the money I sent to Walmart2Walmart online?

Walmart2Walmart, powered by Ria, is used to send money anywhere in the US, including Mexico and Puerto Rico. Even though the sender can do a Walmart2Walmart transfer online, the recipient must pick up the cash at a Walmart or partner store (like Bodega Aurrera).

Walmart is a well-known brand in the US, Mexico, and many other places, and it offers different ways to send money. Walmart2Walmart is one of the best ways to send money from the US to another US state, Puerto Rico, or Mexico. You can also use Walmart2World to send money to more than 200 places worldwide through Ria, Western Union, and MoneyGram, which are Walmart's partners.

Lastly, you should know that there are other ways to send money than through Walmart. There are many great ways to send money overseas, and comparing them to Walmart will help you choose the one that works best for you.