OFX CAD to INR: Fees, Exchange Rate, Transfer Speed, and Limits (2026)

OFX is one of the best ways to send money from the Canada to India (Canadian Dollars to Indian Rupees). In this guide, we explain OFX’s fees, exchange rate, delivery speed, payout methods, transfer limits, and the main pros and cons. Use this detailed guide to make an informed decision before sending money to India from Canada.

Overall Rating : Is it safe and reliable for international transfers?

Is OFX a good choice overall?

OFX is a powerhouse for large transfers, offering no maximum limits and personalized service. It is less suited for small, quick remittances due to minimum limits and slower delivery times compared to instant-transfer apps. For high-value transactions, it is a top contender.

App usability and sending flow

The interface is professional and functional, geared towards serious transfers. It lacks the gamified ease of consumer apps but provides the necessary detail and tracking for large sums.

Fees, FX rate competitiveness, and transparency

OFX offers better rates for larger amounts, often beating banks. However, for smaller allowable transfers, rates might be less competitive than agile apps. The fee structure is simple, with $0 fees for amounts over $5,000.

Delivery time consistency and delay risk

Transfers are reliable but not instant, typically taking 1-2 business days. They operate on banking schedules, so weekend delays are standard. Consistency is high for promised timelines.

Customer support quality and issue resolution

Customer service is a standout feature, with 24/7 phone access to real dealers. This human touch is invaluable for users navigating large, stressful transfers, earning them high trust ratings.

Pros and Cons of

What we like about

No maximum wire transfer amount restriction
Excellent customer service reviews

What we don't like about

Minimum transfer amount is $150
Less favorable exchange rates
Longer transfer time
No transfers are allowed during weekends (Market-Closed)

Fees, Timelines, sending methods and contact information

Transfer Fees	$5 USD on $1-$4999 USD $0 USD on $5000-$9999999
Transfer Time	1 Day
Max Transfer Amount	$9,999,999
Min Transfer Amount	$150
Sending Methods	Direct Debit (from the Bank Account) Wire Transfer
Receiving Methods	Direct Bank Deposit
Referral Program	Yes
Customer Support Info	Email: customer.service@ofx.com Phone: +61-1300-300-424

OFX is a trusted global remittance service provider that enables individuals to send money from Australia to India. With competitive exchange rates for converting Australian Dollar to Indian Rupee, OFX prioritizes customer satisfaction and ensures secure, encrypted transactions. Its robust payment methods make it an excellent choice for international money transfers.

OFX supports transfers of up to $9,999,999 with $5 fees for amounts under $5,000 and zero fees for higher transactions. Funds are deposited directly into the recipient’s bank account, as cash pick-up is not available. Transfers are typically completed within one business day, making it a fast and reliable service.

For those looking for secure and cost-effective money transfer solutions, OFX offers loyalty promotions and referral programs, ensuring a great experience for customers transferring funds from Australia to India.

How to Send Money with from Canada to India (CAD to INR)

Steps to Send Money from Canada to India (CAD to INR)

Sign up/Login for an account on the OFX Website or mobile app
Enter your details to create an account if you’re a first-time user, otherwise log in.
Verify your identity by submitting required documents based on your country of residence.
Set up your preferred payment method, such as Direct Debit or Wire Transfer.
Select your country of origin and destination.
Enter the amount of money you wish to send and check the transfer fees and exchange rate.
Add the recipient’s bank account details, ensuring all information is accurate.
Review all transfer details, including the sender and recipient information, fees, and rates.
Confirm and authorize the payment to complete the transaction.
Track your transactions through the OFX website or mobile app.

Frequently Asked Questions about (CAD to INR)

undefined (CAD to INR) FAQs

How much fees does OFX charge?

How long does it take to send money online with OFX?

What is the maximum I can transfer with OFX?

What is the minimum amount I can transfer with OFX?

What are the payment methods that OFX supports?

What are the receiving methods that OFX support?

At what rate will OFX transfer my money?

Can I cancel my transfer with OFX?

Does OFX have a mobile app?

What are OFX’s Customer Service details?