XOOM - All required important information of a leading money transfer service provider (2020)

Pros and Cons, Brief Summary and much more information

Over all Ratings
Users Experiance


  • Transfer amount as low as $10
  • Excellent customer reviews
  • Quick transfers within 4 hours
  • Cash pick-up upto $730
  • Offers online fees calculator


  • Strict monthly limits on transferable amount
  • Variable transfer rates
  • Less favorable exchange rates than major competitors


Transfer Fees$2.99 on $10-499$4.99 on $500-999$0 on $1000-50000
Transfer Time0-4 Hours
Max Transfer Amount$50000
Min Transfer Amount$10
Sending MethodsBank ACHDebit CardCredit Card (Not recommended-Remittance often treated as cash advances)
Receiving MethodsDirect Bank DepositCash Pick-Up
Referral ProgramYes
Customer Service InformationEmail: customersatisfaction@xoom.comNumber (US): +1-877-815-1531

How to Send Money with Xoom

Brief Summary

Xoom, a PayPal based service is an electronic funds transfer or remittance provider that allows consumers to send money, pay bills and reload pre-paid mobile phones from the United States and Canada to 131 countries. The company was founded in 2001, is based in San Francisco, CA, and has an office in Guatemala City, Guatemala. In November 2015, PayPal acquired Xoom Corporation for $25 a share in cash, or about $1.09 billion. Prior to that, Xoom was an independent publicly traded company and was initially backed by venture firms including Sequoia Capital, New Enterprise Associates, SVB Capital, and Fidelity Ventures. Xoom offers easy and secure ways to send money online and pay bills for family and friends around the world.

Today, Xoom offers one of the fastest money transfer service to Mexico. Payments can be funded by a bank account, debit cards, and credit cards. The money is sent directly to the bank accounts of the recipients.

Xoom is a remittance service provider that helps Mexican immigrants make hassle free transfer of money from the United States to Mexico. With the decent USD to MXN exchange rates for currency conversion while sending money to Mexico , Xoom express is definitely one of the fastest methods to send money online. They also offer a lot of payment methods including Bank ACH, Credit or Debit card. You can transfer up to $10,000 at one go. They charge a minimal amount as transaction fees such as $2.99 on transactions between $10-299, $0 on transactions between $300-10000 on bank transfer and additional transaction fees are applicable for debit/credit card transfers based on the card company. They have high security protocols and hence they ensure the safety and security of the transactions that are made. You can definitely trust Xoom as a money transfer service for sending money from the United States to Mexico through them. They’ll make sure that the funds are transferred within hours.

Steps to send money to Mexico using Xoom

Step 2

Select the country where you want to send money

select country
Step 3

Create an account if you’re a first time user otherwise click “Log In”

login page
Step 4

Fill out basic information and click “Sign Up”

sign up
Step 5

Check your email to confirm and activate your new Xoom account

email confirmation and activate account
Step 6

“Log in with Xoom” using your email ID and password

log in with xoom creds
Step 7

Enter the amount you want to send and click “Send Now”

enter amount and click send
Step 8

Check the transaction history (Transaction Fee, Exchange Rate etc.) & then click “Continue”

check transaction history and continue
Step 9

Select preferred option for receiving money (Either Bank Deposit or Cash Pickup) and click “Continue”

select preferred option for receiving
Step 10

Fill out “Recipient Bank Account Information” and click “Continue”

fill recipient bank information
Step 11

Fill out all basic information of “Recipient” and click “Continue to Payment”

fill recipient basic info
Step 12

Select the “Payment Method” and click “Continue to Review”

select payment method and click continue to review
Step 13

Carefully review “Recipient Information”, “Bank Details for receiving payment” & “Bank Account Number for sending payment”

review recipient details
Step 14

Review all Transaction Details and click “I agree. Authorize payment” to complete the transaction

review all transactiondetails and agree to authorize
Step 15

Visit https://remitanalyst.com/send-money-to-mexico-usd-to-mxn/remit-profile/xoom to get all required information about Xoom money

send money to India using Xoom last step

Remitly FAQs (Frequently Asked Questions)

Send Money to India from Australia

How much fees does Remitly charge?

What is the minimum amount I can transfer with Remitly?

What is the maximum I can transfer with Remitly?

How long does it take to send money online with Remitly?

What are the payment methods that Remitly supports?

What are the receiving methods that Remitly support?

At what rate will Remitly transfer my money?

How do I set up a transfer with Remitly?

Can I cancel my transfer with Remitly?

When is the best time to set up a transfer with Remitly?

From which countries can you send money using Remitly?

To which countries can you send money using Remitly?

Does Remitly offer a cash pick-up facility?

How often does Remitly offer bonus coupons?

How secure is my transaction with Remitly?

Does Remitly have a mobile app?

What are Remitly’s Customer Service information?

What are Remitly’s Customer Service hours?

For More Questions


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May 20, 2020

Paypal, Xoom money transfer's parent company, enabled QR code payments through its app in 28 markets, covering most major markets such as the UK and US, allowing merchants to conduct contactless transactions. PayPal's QR code payments could attract consumers.

PayPal's Xoom to launch domestic money transfers with Walmart and Ria_USD to INR
November 12, 2019

Xoom, the international money transfer service from PayPal, announced its U.S. domestic rollout with strategic alliances with Walmart and Ria, which will let customers send funds from nearly 5,000 locations in the U.S. This will add cash pick up facility for Xoom customers.

PayPals-Xoom-is-an-average-deal_Send Money to India
August 6, 2019

The answer, when comparing Xoom or any other transfer service, is “it depends.” Here are the percentage fees charged for transferring pounds into a range of other currencies, according to FXC Intelligence, a specialist data provider. There are another variables as well.

How to Send Money: Xoom Official