OFX USD to PHP: Fees, Exchange Rate, Transfer Speed, and Limits (2026)

OFX is one of the best ways to send money from the USA to Philippines (US Dollars to Philippine Pesos). In this guide, we explain OFX’s fees, exchange rate, delivery speed, payout methods, transfer limits, and the main pros and cons. Use this detailed guide to make an informed decision before sending money to Philippines from USA.

ofx Overall Rating : Is it safe and reliable for international transfers?

Is OFX a good choice overall?

OFX is a powerhouse for large transfers, offering no maximum limits and personalized service. It is less suited for small, quick remittances due to minimum limits and slower delivery times compared to instant-transfer apps. For high-value transactions, it is a top contender.

App usability and sending flow

The interface is professional and functional, geared towards serious transfers. It lacks the gamified ease of consumer apps but provides the necessary detail and tracking for large sums.

Delivery time consistency and delay risk

Transfers are reliable but not instant, typically taking 1-2 business days. They operate on banking schedules, so weekend delays are standard. Consistency is high for promised timelines.

Customer support quality and issue resolution

Customer service is a standout feature, with 24/7 phone access to real dealers. This human touch is invaluable for users navigating large, stressful transfers, earning them high trust ratings.

Pros and Cons of ofx

What we like about ofx

    What we don't like about ofx

      Fees, Timelines, sending methods and contact information

      Transfer Fees
        $5 USD on $1-$4999 USD
        $0 USD on $5000-$9999999 USD
      Transfer Time
        1 Day
      Max Transfer Amount
        $9999999
      Min Transfer Amount
        $1
      Sending Methods
        Direct Debit (from the Bank Account)
      Receiving Methods
        Direct Bank Deposit
      Referral Program
        Yes
      Customer Service Information
        Email: customer.service@ofx.com
        Phone: +61-1300-300-424

      OFX is a trusted global remittance service provider that enables individuals to send money from USA to Philippines. With competitive exchange rates for converting US Dollar to Philippine Peso, OFX prioritizes customer satisfaction and ensures secure, encrypted transactions. Its robust payment methods make it an excellent choice for international money transfers.

      For those looking for secure and cost-effective money transfer solutions, OFX offers loyalty promotions and referral programs, ensuring a great experience for customers transferring funds from USA to Philippines.

      Explore ofx transfers from USA to Philippines (USD to PHP). Compare the fees, delivery estimates, limits, and payment methods listed for this route. Confirm the final exchange rate, recipient amount, fees, and delivery estimate with the provider before completing a transfer.

      How to Send Money with ofx from USA to Philippines (USD to PHP)

      Steps to Send Money from USA to Philippines (USD to PHP)

      1. Sign up/Login for an account on the OFX Website or mobile app
      2. Enter your details to create an account if you’re a first-time user, otherwise log in.
      3. Verify your identity by submitting required documents based on your country of residence.
      4. Set up your preferred payment method, such as Direct Debit or Wire Transfer.
      5. Select your country of origin and destination.
      6. Enter the amount of money you wish to send and check the transfer fees and exchange rate.
      7. Add the recipient’s bank account details, ensuring all information is accurate.
      8. Review all transfer details, including the sender and recipient information, fees, and rates.
      9. Confirm and authorize the payment to complete the transaction.
      10. Track your transactions through the OFX website or mobile app.

      Frequently Asked Questions about ofx (USD to PHP)

      ofx (USD to PHP) FAQs

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      What are ofx's transfer fees?
      How long does a transfer with ofx take?
      What is the maximum transfer amount with ofx?
      What is the minimum transfer amount with ofx?
      Which payment methods does ofx support?
      How can the recipient receive money from ofx?
      How can I contact ofx?
      At what rate will OFX transfer my money?
      Does OFX have a mobile app?